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Joe Duffy Finance

Did you know that we offer finance on all of ours cars in both new and used and we also deal with over 10 different banks so that we can ensure the best finance deal for you?

Our highly trained Business Managers tailor the finance offer to suit your own individual needs and can create a package to suit your own requirements.

Personal Contract Plan (PCP)

Hire Purchase (HP)


Personal Contract Plan (PCP)

PCP is a hugely flexible form of car finance as it allows you to set a deposit and monthly rental that suits your needs and gives you 3 different options at the end of your agreement:

a) Pay the final payment or re-finance it (subject to lending criteria) and keep your car
b) Hand back the car and make no further payments
c) Trade in the car against a new one

Hire Purchase (HP)

Hire purchase car finance is an agreement whereby a person hires goods for a period of time by paying instalments, and can own the goods at the end of the agreement if all instalments are paid.

Under a hire purchase agreement, the consumer does not actually own the goods until the last instalment is paid, although he or she has full use of the goods throughout the repayment period.


Joe Duffy Leasing is a standalone contract hire and fleet management company offering expert advice and mobility solutions to Irish businesses and personal leasing options. Discover your leasing options below.


What is Personal Leasing?

Personal Leasing is a straightforward and affordable way of operating a vehicle when compared to buying a car outright. You don't own the vehicle you simply pay for what you use.

When you have a Personal Leasing agreement, you can drive a car for an agreed period of time. This duration is known as a 'lease period'. You make monthly fixed rentals for the time period that your contract runs. Once the contract has completely finished, you return the car or order a new one. People find this agreement appealing as it means that they don't have to worry about the eventual resale value of the actual car.


What is Business Leasing?

Business car leasing is a great way to grow your company's fleet of vehicles with no initial outlay of capital and there are no depreciating assets to worry about.

Whether you have a fleet of 1 or 100 vehicles we can provide you with a solution that can be tailored for your business. For a free, no obligation comparisons for your own company please provide your details below and a member of our dedicated Leasing team will be in contact with you.

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