Joe Duffy Finance

Did you know that we deal with over 10 different banks so that we can ensure the best finance deal for you?

Our highly trained Business Managers tailor the finance offer to suit your own individual needs and can create a package to suit your own requirements.

Personal Contract Plan (PCP)

PCP Finance is fast become the most popular way of financing new cars in Ireland

PCP is a hugely flexible form of car finance as it allows you to set a deposit and monthly rental that suits your needs and gives you 3 different options at the end of your agreement:

  1. a) Pay the final payment or re-finance it (subject to lending criteria) and keep your car
  2. b) Hand back the car and make no further payments
  3. c) Trade in the car against a new one

The video to the right explains this method in more detail.

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Hire Purchase (HP)

Hire purchase car finance is an agreement whereby a person hires goods for a period of time by paying instalments, and can own the goods at the end of the agreement if all instalments are paid.

Under a hire purchase agreement, the consumer does not actually own the goods until the last instalment is paid, although he or she has full use of the goods throughout the repayment period.


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Vehicle Protection